What are payouts actually costing you?

You and your partners could save $226,000 annually with Oncade

Based on $500,000/mo inbound across 50 payees, after Oncade's fee of $12,500/mo. $37,000 of that lands on your own books; the rest goes back to your payees.

2.5% per transaction to start, and it comes down against a volume commitment

$31,333
Current monthly cost
$12,500
Oncade fee at 2.5%
$18,833
Total monthly savings, net of our fee
$3,083/mo
Your direct savings
What you keep on your own payout costs, after paying Oncade $12,500/mo at 2.5%.
$15,750/mo
Returned to your payees
The payout-side conversion your partners lose today. Our 2.5% is charged to you, so they pay Oncade nothing.

Where Money Leaks Today vs. With Oncade

Today — 6 steps, 5 fee leaks

Platforms pay out
-$9,000/mo
Bank converts FX
-$2,000/mo
Manual reconciliation
-$3,333/mo
Funds sit idle
-$1,250/mo
Wire / Wise / PayPal
-$15,750/mo
Payee bank converts FX
Payee receives funds

With Oncade — 1 integration, 0 leaks, one 2.5% fee

Platforms pay out
Save $9,000/mo
EU virtual accounts (no FX markup)
Save $2,000/mo
Auto-reconcile
+$3,333/mo
Treasury yield on held funds
Save $17,000/mo
Direct payout, better FX
-$12,500/mo
Oncade fee, 2.5% of volume moved
Payee receives more

Cost Waterfall — Where Your Money Goes

$1,250
Transfer fees
$3,250
Labor
$12,250
Inbound FX
$28,000
Payee FX
$31,333
Foregone yield
$31,333
Total hidden cost
$12,500
Oncade fee (2.5%)
$18,833
60%
Net savings
Cumulative hidden cost
Oncade fee, 2.5% of volume moved
Net savings after our fee

Cost Breakdown — What You & Your Partners Pay Today

Inbound FX conversion losses$9,000
Outbound transfer fees$1,250
Payee-side FX losses (your partners absorb this)$15,750
Reconciliation & payout labor$2,000
Foregone yield on held funds$3,333
Total current hidden cost$31,333
What you pay Oncade instead, 2.5% of volume moved-$12,500
Net monthly savings after our fee$18,833
Current cost$31,333
Oncade fee (2.5%)$12,500
Net savings after our fee$18,833

Adjust Your Numbers

Your Volume

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Foreign Currency

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Transfer Costs

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Time & Float

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Every savings figure here is net of Oncade's fee of 2.5% of the volume you move, charged to you and not to your payees. The rate comes down against a volume commitment, and we quote that against your numbers. Treasury yield fluctuates with short-term rates. Transfer fees assume one outbound payment per payee each month. Estimates are illustrative — actual savings depend on your specific banking and FX arrangements.