PLATFORM API

Pay the people on your platform, wherever they live.

One API to onboard your sellers, pay your users in batches or as they earn, and give each of them a dollar account they control. Oncade runs the verification and the money movement.

Read the API docs

POST /v1/platform/distributions

{
  "mode": "percentage",
  "totalAmountCents": 100000,
  "recipients": [
    { "email": "ana@example.com",   "name": "Ana",   "percentage": 60 },
    { "email": "marco@example.com", "name": "Marco", "percentage": 40 }
  ],
  "memo": "October seller payouts"
}

Create a payout to two sellers. Each gets an email when it is paid.

Paying people in other countries is the part nobody wants to build.

01
A verification queue.
Every seller needs identity and business checks before the first payout.
02
Bank details that bounce.
A wrong account number or a missing address stalls the payout, and support hears about it before you do.
03
Countries you cannot reach.
Sellers outside your provider's countries wait, or leave.

One API for onboarding, payouts and status.

Call it from your backend. Oncade hosts the screens that need a person.

Onboard

Create a seller's account in one call

Pass the owner and the permissions you need. The response carries hosted links for sign-in and business verification.

Readiness

Know who is ready to be paid

One call reports whether verification, payout setup and address are complete, with the link to finish anything missing.

Batch

Pay a list by email

Split a total by percentage or set a fixed amount for each person. Save recipient lists as templates. Anyone without an account gets an email to collect.

Events

Pay users as they earn

Define events with a payout amount. Users link their account once, then every event you record pays them. Share one sign-up link with many users, or send a one-off tip.

Invoices

Bill on a seller's behalf

Create invoices for a business you operate. Each one comes with a hosted payment page.

Webhooks

Every status change, pushed to you

Signed events for invoice and payout status, with delivery logs and retries in the developer portal.

Looking for your industry?Platforms paying creators B2B marketplaces paying suppliers Publishers paying royalties

Build the whole flow before real money moves.

Test keys run on test data and approve scopes on their own. When it works end to end, request live scopes and switch the key.

Embedded Finance overview Getting started for platforms Platform API reference

01
Test and live environments.
Separate keys, grants and webhook settings for each.
02
Scoped keys.
Each key carries only the permissions you give it. Rotate keys with a grace period.
03
Safe retries.
Send an Idempotency-Key on every write and a retry never creates a duplicate.
04
A direct line.
During integration your engineers work with Oncade's developers in a shared Slack channel.

Each person you pay keeps a dollar account.

Holds
Hold US dollars
They convert when they choose.
Withdraws
Out to their own bank
By local transfer in 79 countries and territories, or by USD wire in 190. Pesos land in seconds, 24/7, by SPEI and InstaPay.
Onboards
Sign-up in 227 countries and territories
For businesses and recipients.