Get your dollars home the same day, at a rate you control.
Oncade is the dollar account for firms that bill US clients and bank at home. One login for getting paid, converting, and paying your team.
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Our angels have built and led payments and live operations at
Getting your own money home costs you twice.
You invoice US clients in dollars. Then the dollars sit in an account you do not control, your bank converts at a rate you learn about after the fact, and your team waits days for funds that already exist. Every step adds a fee, a delay, or another login.
- 01
Your bank sets the rate
You find out the FX rate after the conversion is done. The spread is buried in the transfer, not itemized on a statement.
- 02
Five logins, one business
A US receiving account, a local bank, a payout tool, a spreadsheet, and email threads to tie them together.
- 03
Banking hours you did not choose
Cutoffs, holidays, and batch windows decide when your team gets paid, not you.
- 04
No view of money in flight
Once a transfer leaves, you are guessing until someone on the other side confirms it landed.
Receive dollars. Send them home on your terms.
Receive and hold
Dollars land as dollars.
- Your own US account number for client payments
- No forced conversion on the way in
- Hold as long as you want, convert when the rate suits you
- Reconcile every incoming payment against its invoice
Convert and remit
Send it home on your terms.
- See the rate before you commit, every time
- Land pesos via SPEI or pisos in a local bank account
- Pay contractors and staff directly, in their currency
- Always on, with no cutoffs and no batch windows
Built for how your firm gets paid.
Also used for publisher royalties, tournament payouts, and creator payments.
What this looks like in practice.
Their rate
Converted client dollars at the bank’s rate, on the bank’s timeline. Now the firm sees the rate first and converts on its own schedule.
< 60 min
Hit send in the US. The funds were sitting in the agency’s local bank account in under an hour.
Deep in the corridors you actually use.
Mexico and the Philippines are our launch corridors, with local rails and local currency payout. Beyond them, Oncade pays out to 221 countries over ACH, FedWire, SEPA, FPS, SPEI, and PIX.
Mexico
- Rail
- SPEI
- Currency
- MXN
- Timing
- Minutes, 24/7
Philippines
- Rail
- Local bank transfer
- Currency
- PHP
- Timing
- Under an hour
Regulated rails, and we never hold your money.
Licensed payment partners
Every payment is processed through licensed and regulated financial institutions in the jurisdictions we serve.
Never on our balance sheet
Oncade does not hold, pool, or commingle your funds. Money moves from sender to recipient over regulated rails. Only you control your balance.
KYC and AML built in
Identity verification and anti-money-laundering checks run on every transaction, with continuous monitoring for suspicious activity.
Oncade is a financial technology company, not a bank.
See what your money movement looks like on one account.
Tell us your corridor and we will walk you through the flow, the rate, and the timeline.