Paying into Bulgaria

Funds clear over SEPA, the Single Euro Payments Area credit transfer scheme, and arrive in euro directly to an IBAN. SEPA reaches beyond the euro area, so in a territory with its own currency the recipient is credited in euro and their bank handles any conversion.

Enhanced due diligence

A business or individual residing here can be onboarded, but the banking partner places this jurisdiction in a higher-risk tier, so verification runs through enhanced due diligence. Expect to supply more documentation and a longer review than a standard application.

Where money can land and where a person can be onboarded are separate questions, and a country can answer them differently. Money reaches a bank account in 95 countries and territories. Residents of 227 can be onboarded. Bulgaria clears both, which is why this page exists.

Those two figures measure different things. Do not add them, average them, or quote either one on its own as a supported-countries number.

53 other countries clear on the same rail.

Reconciliation of the banking partners' published rail documentation (which destinations each payout rail reaches) against their published residency documentation (where a business or individual can be onboarded and verified). The two are recorded as independent axes.

Residency comes from one banking partner’s published list. Coverage is additive across partners and our other partner publishes no residency list, so a restriction here means that partner will not onboard, not that Oncade cannot serve the country.

• https://apidocs.bridge.xyz/platform/customers/compliance/supported-countries-list
• https://apidocs.bridge.xyz/platform/orchestration/more/rail-specific
• https://docs.hifi.com/coverage

Last reconciled 2026-08-04. Machine-readable at /api/coverage?country=BGR.

Paying people in Bulgaria?

Tell us the corridor and the volume and we will confirm settlement behaviour for Bulgaria before you commit to anything.